Itau Unibanco HoldingMEX:ITUB N 66 OCF Margin % is 135.16% as of Mar. 2026, which is 331% above its 10-year median of 31.38. GuruFocus rates MEX:ITUB N with a GF Score™ of 66/100 and a GF Value™ of MXN102.09 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,501 Banks companies, Itau Unibanco Holding ranks better than 77.35% on this metric.
The historical rank and industry rank for Itau Unibanco Holding's OCF Margin % or its related term are showing as below:
MEX:ITUB N'
s OCF Margin % Range Over the Past 10 Years
Min: 4.46 Med: 31.38 Max: 95.06
Current: 63.58
During the past 13 years, the highest OCF Margin % of Itau Unibanco Holding was 95.06%. The lowest was 4.46%. And the median was 31.38%.
MEX:ITUB N's OCF Margin % is ranked better than 77.35% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs MEX:ITUB N: 63.58
Itau Unibanco Holding OCF Margin % Related Terms
Itau Unibanco Holding OCF Margin % Historical Data
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The historical data trend for Itau Unibanco Holding's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Itau Unibanco Holding's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Itau Unibanco Holding OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Itau Unibanco Holding's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Itau Unibanco Holding's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Itau Unibanco Holding (MEX:ITUB N) has a OCF Margin % of 135.16% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Itau Unibanco Holding and its competitors. This is 331% above median its historical median of 31.38. Over the past decade, Itau Unibanco Holding's OCF Margin % has ranged from 4.46 to 95.06. According to the industry distribution chart, Itau Unibanco Holding ranks #340 out of 1501 companies in the Banks industry, placing it in the top 22.7%.
Is Itau Unibanco Holding's OCF Margin % too high?
Itau Unibanco Holding's current OCF Margin % of 135.16% is 331% above median its 10-year median of 31.38. Over the past 10 years, this metric has ranged from a low of 4.46 to a high of 95.06. The Banks industry median OCF Margin % is 29.44. Itau Unibanco Holding's value of 135.16% is 359.1% above this industry median. Based on the distribution chart, Itau Unibanco Holding ranks #340 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Itau Unibanco Holding has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Itau Unibanco Holding's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Itau Unibanco Holding ranks #340 out of 1501 companies for OCF Margin %. This places Itau Unibanco Holding in the top 23% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. Itau Unibanco Holding's value of 135.16% is 359.1% above this benchmark. Historically, Itau Unibanco Holding's own OCF Margin % has ranged from 4.46 to 95.06 over the past decade. While the company's 10-year median is 31.38 vs. the industry median of 29.44, Itau Unibanco Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Itau Unibanco Holding's current OCF Margin % of 135.16% is 359.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Itau Unibanco Holding and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Itau Unibanco Holding's current OCF Margin % is 135.16%, which is 331% above median its own 10-year median of 31.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Itau Unibanco Holding stock overvalued right now?
Based on GuruFocus' analysis, Itau Unibanco Holding (MEX:ITUB N) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN102.09, compared to a current price of MXN136.62 — trading 33.8% above its estimated fair value. The current OCF Margin % is 135.16%, which is 331% above median its 10-year median of 31.38 and 359.1% above the Banks industry median of 29.44. Itau Unibanco Holding's overall GF Score™ is 66/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Itau Unibanco Holding (MEX:ITUB N), the current OCF Margin % is 135.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Itau Unibanco Holding (MEX:ITUB N) Overvalued in 2026?
Based on GuruFocus' analysis, Itau Unibanco Holding stock appears to be overvalued.
The current stock price of MXN136.62 is trading 33.8% above its estimated GF Value™ of MXN102.09.
GuruFocus considers Itau Unibanco Holding to be Significantly Overvalued.
Key valuation signals for MEX:ITUB N:
OCF Margin %: 135.16% (331% above median its 10-year median of 31.38)
GF Value™: MXN102.09 vs. price of MXN136.62 (33.8% above fair value)
Industry Position: 359.1% above the Banks median (#340 of 1501)
No single metric tells the full story. See the MEX:ITUB N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Itaú Unibanco is the largest privately held bank in Brazil, the result of the 2008 merger between Banco Itaú and Unibanco. In addition to Brazil, the bank has significant operations in Chile, Colombia, Argentina, Uruguay, and Paraguay. Itaú's commercial and consumer loans account for 35% and 43% of the bank's total loans, respectively, while foreign loans account for 22% of its portfolio as of the end of 2025. The bank also operates the fifth-largest insurer in Brazil and is the second-largest asset manager in the country, giving it broad reach over the Brazilian financial system.
66GF Score
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